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Loan Payment Calculator

Free loan and mortgage monthly payment calculator. Find monthly payments, total interest, and amortization costs.

How to use Loan Payment Calculator

  1. 1Enter the total principal loan amount.
  2. 2Enter the annual interest rate APR.
  3. 3Select the loan term length in years (e.g., 5, 15, 30 years).
  4. 4View the estimated monthly principal and interest payment.

Key Features & Capabilities

Standard amortization formula payment calculation
Quick loan term presets (5, 15, 20, 30 years)
Detailed breakdown of principal vs total lifetime interest

Frequently Asked Questions

Does this include property taxes or insurance?

This calculates principal and interest (P&I). Local property taxes and homeowner insurance can be added on top.

Privacy & Security Commitment

All loan computations happen entirely within client-side JavaScript.

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